As places go we tend to take “the office” pretty much for granted. Because so many of us spend a third of our day in one, office insurance doesn’t normally rank as a major topic of conversation. Complacency, though, is an easy trap to fall into.
As the potential for loss, damage or theft is high, office insurance should be at the forefront of every office manager’s mind. And that’s even before the post-incident consequences for the business are fully appreciated.
Unfortunately, office insurance is never going to be wildly exciting. But try managing without and it may well be an experience you won’t forget in a hurry…and for all the wrong reasons! Imagine walking into the office and finding all the computers had been stolen. Or a water tank had burst. Or a piece of hardware had started to overheat and caused a fire. Not very pleasant, you’ll agree.
Random incidents like these don’t always happen to other people. They can, and do, affect businesses like yours every day. How much better to be prepared and have office insurance in place before the event?
In today’s competitive marketplace even a minor setback can cause untold damage to a business. Business continuity is almost universally regarded as mission-critical, and a major element of it is office insurance.
At Q4 Insure we can help you find a comprehensive “all risk” office insurance deal to suit your business regardless of its size. Policies cover the primary risks associated with almost all office-based business activity and normally comprise insurance cover for:
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business interruption - including computer
failures and loss of profits from an insured event
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contents – loss or damage cause by an
insurable events such as flood, theft, storm or water escape
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money
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goods in transit
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lock replacement
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employer’s liability
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public and products liability and legal
expenses.
Office insurance deals such as these package all the risks into one neat bundle, cutting the need for separate policies and all the extra, time-consuming paperwork that inevitably entails.
Not only that; most office insurance deals are flexible and can be extended to cover extra requirements a business may request. And one policy is infinitely easier and cheaper to manage in the long run. Find out for yourself right now.
